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Maximize Revenues and Enhance Your Growth with ASABIK - Uncover ASABIK for Business Owners with their Alternative Fast Funding

Are you a business owner, SME, looking to take your company to the next level? Are you tired of dealing with the hassle and limitations of traditional banks? It’s time to consider getting investment funds with ASABIK instead- a revolutionary platform changing how SME businesses access funding and manage their finances. It’s time to break free and unlock new ways of funding based on profit sharing for sustainable growth with ASABIK.

Embrace Financial Freedom with Asabik.com

With ASABIK, you no longer need to rely on banks for funding. Say goodbye to the endless paperwork, long waiting times, and strict eligibility criteria. ASABIK puts the power back in your hands, allowing you to set your own terms and conditions for funding your business. With Asabik you are in control of your finance you only pay once you make profit at the profit sharing rate you decide

Say Goodbye to High-Interest Rates

Gone are the days of being burdened by exorbitant interest rates. ASABIK offers a profit share partnership with the ratio set by you to meet your business’s needs. Whether you’re looking to expand operations, launch a new product, or invest in marketing, ASABIK offers the financial support you need without collateral security.

Get Performance-Based Credit Rating with Flexible Funding Options

Unlike traditional lending institutions, ASABIK offers flexible investment funding options to accommodate SME businesses of all sizes. Whether you’re a startup looking for seed capital or an established enterprise seeking investment growth funding, ASABIK has you covered. With ASABIK you are not getting a loan but an investment fund solution for your business.

Focus On Business Performance with True Financial Independence

ASABIK empowers you to take control of your financial future. By eliminating the need for banks and traditional lenders, you can achieve true financial independence No longer you are at the mercy of outdated financial systems—ASABIK offers a modern, innovative approach to business funding.

Seamless Application Process

  • Instant, easy, and hassle-free application process with ASABIK.
  • Fill out the online application form with essential business information.
  • ASABIK’s platform makes quick decisions for your application.
  • Helps you track your business performance each month and reports your profit.

Final Statement - Seize the Opportunity with ASABIK

In conclusion, ASABIK funding is viewed as an investment opportunity for your business not a traditional loan. With its revolutionary approach to business funding, ASABIK offers unparalleled flexibility, transparency, and true financial independence. Don’t let outdated financial systems hold your business back—unlock your growth potential with ASABIK today! Apply now and take the first step towards financial freedom.

Frequently Asked Questions

Asabik.comBank Business Loans / Crowdfunding
Fixed Profit Share RatioFluctuating Interest Rates
No Profit? No Payment!Full Payment Due Each Month
Profit Share Ratio Set By YouInterest Rate Set By Banks
Performance-Based Credit RatingThird Party Credit Rating
Focus On Business Performance Focus On Loan Repayment
Most Cost-EffectiveMost Expensive
Quick & Easy ApplicationLengthy Application Process
Ethical Business RequirementUnethical Businesses Qualify
Ethical Funding RequirementFunding Source May Be Unethical
No Hidden FeesDeceptive Rates, Upfront & Hidden Costs, Insurance, Late Fees, etc.
Collateral Is OptionalLoans Are Secured and Foreclosable
Fast FundingSlow To Fund

Investors Partner With You To Learn &

Help Your Business Perform.

Banks Unconcerned With You Or Your Business.

Motivated By Repayment of Loan & Interest Revenue.

 

The only options for any SME business operating in any market to access capital is financial institutes, including banks, that will ONLY lend on their own terms and conditions. This cycle is not helping US business owners sustain a resilient economic model during the financial crisis, as access to working capital is expensive and can break any business continuity.

 

As a business owner, I should have easy access to the working capital on my own terms and conditions. Asabik provides the solution to any ethical business owner to easily access the required capital on their own terms and conditions and facilitate responsible growth.

Because it is not a loan, it is not based on interests. It is partnership between your business and investors who have faith and trust on your business performance. Investors have the capital to fund your project while you have the knowledge to create something unique. It is the most sustainable economic model. Capital will be used wisely by small businesses that have great goals and the partnership with investors is based on moral principles of transparency, trustworthiness, and tranquility.
Your business will have access to funds by your own terms and conditions. You set the term length, Profit Sharing Rate (PSR) or how much profit you are willing to share, approve any collateral requirements with investors if investors demand this only or else there is no collateral, if your business struggles at any time during investment period or made zero profit during any month you are not required to pay back that month.
The registration process is straightforward and quick. Your ID will need to be verified using your bank record, and you will need to log in using Plaid to verify your record and identity. Make sure the name of your business is exactly the same as your bank’s and that other info is identical, such as address, contact, etc.
This process is important for identity verifications of all parties involved and satisfies the legal requirement. It is a way to verify your business and to make an assessment of your creditworthiness.
There are no hidden costs; businesses that request funding from our investors will pay a fixed one-time payment of $500 once the fund is secured and ready to be transferred. There is also a penalty for failing to report the monthly profit & loss numbers.
The steps are easy and straightforward; you can place your application directly on our website by following this link https://www.invest.asabik.com.html. First, register with us and make sure to confirm your Email address. We will send you an Email for that purpose; click on the button “activate account” in the Email and check if it went to your junk/spam mailbox. Then complete your registration and enter details about the amount and term. Next, we will need some information on your credit capacity and information for your business and we need to verify your business through your bank. Your credit capacity is then automatically assessed. If it does not succeed, you have the chance to lower the requested amount or change the repayment period. If the check succeeds, then you need to wait until investors invest in your company. You may consider changing the PSR rate If your listed company does not attract investors.
Listed companies will have their projects on the platform open for 14 days. However, most companies raise the necessary funds much quicker. At the same time, companies can extend their fundraising campaign at their discretion if the funds have yet to be raised during the initial fundraising period.

The Profit Sharing Ratio (PSR) is the percentage of profit will be shared to the investors and set by registered company or business at the start when their details is published on Asabik platform. Each business is asked during the registration process two questions that is used to calculate the PSR and the ratio will be shown. First question is the average monthly net profit and second question is how much of the average monthly net profit the business is willing to share with its investors.

See example below :
Business A answered that their average monthly net profit is $8800, and they are willing to share $1760 monthly with investors. Then the PSR is $1760/$8800 % = 20%

 

Each month, Company A will share 20% of any profit they make until the end of the investment term. If the company made a loss or zero profit during any month, they are not required to pay anything on that month
Suppose the profit they made in the next four months is as follows with calculated PSR

 

Jan Profit $10,000 x 20% = $2500 shared profit with investors for Jan
Feb Profit $8,000 x 20% = $2000 shared profit with investors for Feb
Mar Profit $6,000 x 20% = $1500 shared profit with investors for Mar
Apr Profit $0 x 20% = $0 shared profit with investors for Apr

The PSR is the reference of profit sharing during investment term. It can’t be modified after investment is received. However, the business or company can change it before any investors made any investment on their company. Suppose Company B set the PSR to be 8% and after 10 days there were no investors joined due to the rate being not attractive return. They changed it to be 14% and managed to get the investment fund they need in less than seven days.

 

It is also important to the investor as this ratio will be used to calculate the profit share percentage for the SME he/she invested in. The more profit a business makes in any month, the more return the investor gets for his/her investment.

The interest system can kill innovation, especially for small companies, because of the obligation to pay the principal debt and interest without regard to the company’s financial condition while the Profit and Loss Sharing Model can solve this problem for business owners/ entrepreneurs.

 

The interest system can reduce investment activities because of the burden of investment costs. If interest rates are raised because of monetary policy, private investors will receive large losses due to lower economy growth and limited investment opportunities. The Profit and Loss Sharing Model can solve this problem for investors. The amount of profit generated will fluctuate according to the real benefits derived from the use of investment funds, hence circulation of the money increased and reduce the exposure to a currency devaluation.

 

The structure of the profit-sharing instrument has unprecedentedly effective tools to reach the economic goals of full employment, stability, balanced growth, and equity. The Profit and Loss Sharing Model is considered the most effective method to influence economic activity.

Each company is set up to pay back investors monthly and report their profit. If a company stop the payback, they will be reminded of the payment. There can be penalty fees for late payment. And the investors will have the right to take legal proceedings for collations.
The company is required to report their revenue and profit each month on time. Any deviation from the average monthly profit needs to be explained to the investors by filling in the reason box when reporting the monthly profit. If there is a mismatch between the actual company’s bank account records and reported profit, it will be flagged red unless explained. If the company reports less profit on purpose, there can be legal proceedings as it already agreed to report its ledger accurately.
No. You can only have one role at a time.
Asabik.com evaluates investment funding eligibility based on various factors, including business performance metrics, ethical considerations, and financial stability. Unlike traditional lenders that rely solely on credit scores, Asabik.com takes a holistic approach to assessing applicants’ suitability for and investment funding.
Yes, Asabik.com considers applicants with poor credit ratings on a case-by-case basis. Instead of focusing solely on credit scores, Asabik.com prioritizes business performance indicators, allowing innovative startups and growing businesses to access funding opportunities.
Ethical investment funding offers several advantages, including transparency, accountability, and alignment with business values. By choosing ethical investment funding sources like Asabik.com, businesses can demonstrate their commitment to social responsibility while accessing flexible and inclusive financing options.
No, Collateral is optional for all investment funding offered by Asabik.com. While traditional secured funds may require collateral, Asabik.com provides options with optional collateral, offering greater flexibility to startups and small businesses.
Asabik.com ensures ethical practices by maintaining stringent criteria for investment fund qualification, prioritizing transparency, and conducting thorough assessments of applicants’ business practices. Additionally, Asabik.com avoids partnerships with businesses involved in unethical activities, fostering a community of responsible entrepreneurship.
If you want to close your account permanently, please contact our support team, who will disable your account.
Emphasizes on ethical, social and beneficial dimensions of financial transactions which enhance equity and fairness for general benefit of the society.
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